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ANNOUNCER: Attention credit card holders and anyone who is concerned about having too much debt. Is your debt out of control? Are you receiving harassing phone calls and letters from your credit card companies or collection agencies? Are you making payments each month but your total balance never seems to go down? If this seems like you then listen up, because this message is for anyone who is in debt and wants to find a way out. Yes, this is your chance to get out from under the burden of overwhelming debt without filing bankruptcy. And the worse thing you can do is nothing at all. In the next few minutes we'll show you how simple it is to have our team of debt settlement experts help you reduce your monthly expenses, and take control of your finances.

ALBANY: Hi, my name is Albany. Are you one of millions of Americans that have fallen into the vicious cycle of credit card debt? Do you have credit card debt of $10,000 or more, or other debt such as unpaid medical bills? Well stay tuned, because the next few minutes could truly change your life. Most of you probably receive letters from credit card companies enticing you with easy access to credit such as cash advances, low introductory rates, low interest rate balance transfers. Well don't fall prey to the credit card companies' offers. Why? Because they make millions of dollars on the interest they want you to pay. Stop making credit card companies rich and start keeping your hard earned dollars for yourself and your family. Yes, it's time to take action. Now is the time to face the fact that your debt won't go away by itself. You may have fallen into debt for any number of reasons, such as unemployment, medical problems, divorce, or you have simply been living above your means. No matter how you have ended up under a mountain of debt, and no matter if you have good credit or bad, we are specialists that can show you the way out. We specialize in helping people settle their debt and improve their financial situation. So call the number on your screen now. Our debt settlement experts will negotiate with your credit card companies and other creditors to lower the total amount that you owe, so that you can pay off all of your debt in the fraction of the time it would normally take. Yes, we will help you regain control of your finances. In fact, we will work with you to decide how much your monthly payment will be. Now that’s taking control. Stay tuned, when we return I'll explain how this unique program works, and how it could save you thousands and thousands of dollars.